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Showing posts from October, 2025

Building Trust in Financial Education: My Journey with VERAXIS Global Business School

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  When I first started exploring financial education platforms five years ago, I was skeptical. The industry was flooded with promises of quick riches and guaranteed returns. I needed something different - something built on real experience and honest teaching. That search led me to VERAXIS Global Business School, but not before I learned some expensive lessons on my own. The $66,200 Education Let me take you back to March 2020. The world was shutting down, markets were in freefall, and I was convinced I was smart enough to "buy the dip." I wasn't. I had been trading for a few years at that point. Small positions, modest gains. Nothing spectacular, but I felt confident. When volatility spiked, I saw opportunity everywhere. The problem? I saw opportunity without seeing risk. I started increasing position sizes. I ignored my own rules about stop-losses because "this time was different." I checked my portfolio every five minutes, making impulsive adjustment...

From $66K Loss to $300K Gain: What the Market Taught Me About Resilience

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 October 17, 2025. Bitcoin is down 13.3% this week. Ethereum has dropped 13.7%. The Fear & Greed Index sits at 28—the lowest reading since April. My phone is buzzing with messages from friends asking if they should sell everything. Three years ago, I would have been one of them. But today, sitting in my Brooklyn apartment with my evening tea, I'm strangely calm. Not because I have all the answers, but because I've learned something more valuable: how to think clearly when markets test your resolve. This is the story of how I lost $66,200, what I learned from that pain, and how those lessons helped me build a $300,000 portfolio. More importantly, it's about the emotional journey that matters far more than the numbers. Part 1: The Painful Education 2018-2020: When Everything Went Wrong Fresh out of Wharton, I thought I understood markets. I had the education, the models, the confidence. What I didn't have was experience with my own psychology under pressure. I...

What This Weekend's $19B Crypto Liquidation Taught Me About Fear and Discipline

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  I woke up Saturday morning to my phone buzzing with price alerts. Bitcoin had dropped below $110,000. Then $105,000. By the time I got to my laptop, it had touched $102,000. Ethereum was even worse—down from $4,783 to $3,400 in what felt like minutes. This wasn't just a correction. This was the largest liquidation event in cryptocurrency history: $19.3 billion cleared, 1.6 million traders wiped out, nearly $1 trillion in market cap evaporated within three hours. As I write this on Monday morning, Bitcoin sits at $115,361. Ethereum at $4,161. The Fear and Greed Index has plunged from 64 (Greed) to 27 (Extreme Fear) in less than 72 hours. And I need to be honest about something: even after years of trading, this weekend tested me. The Emotional Trap When markets move this violently, every instinct screams at you to do something. Sell before it gets worse. Buy the dip before you miss it. Check prices every five minutes. Read every tweet. React, react, react. I've learned...

Decoding the October Consolidation: What $121K Bitcoin and Falling Altcoins Really Mean for Crypto Markets

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  The Surface Story: Numbers Don't Lie Let's start with the facts. As I write this, Bitcoin is trading at $121,400. That's down 3.5% from last weekend's historic peak of $125,736. Ethereum sits at $4,339, having retraced a more significant 12.4% from its recent high of $4,955. The altcoin situation is more dramatic. XRP, Solana, and Cardano have all dropped 5-7% this week. Trading volumes across major cryptocurrencies are down - Bitcoin by 5%, Ethereum by 8%. The Fear & Greed Index, that somewhat quirky but oddly useful sentiment gauge, registers at 70. That's firmly in "Greed" territory, though notably down from recent peaks. On the surface, this looks like a classic case of an overheated market taking a breather. But is that all it is? What's Really Happening: Three Layers of Market Reality After spending the morning diving into on-chain data, ETF flows, technical indicators, and institutional activity, I've identified three distinct ...

Q4 2025 Investment Playbook: Navigating the Final Quarter with Data, Discipline, and Realistic Expectations

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 There's something uniquely energizing about October mornings in Brooklyn. As I sit here with my coffee, watching autumn leaves dance past my window, I'm reminded that we've just entered what historically has been one of the most fascinating quarters in financial markets. Not the most predictable. Not the easiest. Just... fascinating. After seven years of active trading—including a humbling $66,200 loss between 2018-2020 and a subsequent recovery that taught me more than any textbook ever could—I've learned to approach the final quarter of the year with equal parts optimism and caution. This article shares my personal framework for navigating Q4 2025, grounded in historical context, current market structure, and hard-earned lessons about risk management. This isn't financial advice (I'm not qualified to give that), but rather a transparent look at how I'm thinking about the months ahead. Part 1: Understanding Q4 Through a Historical Lens The Seasonal C...